
We are keeping this house Wells Fargo!!!
Today we got the letter that neither one of us wanted to receive.
I went out to pick up a prescription for Wifey today, and on my way to Walgreens I drove by our mailbox to pick up today’s mail and mail off my Publishers Clearinghouse Entry. I scanned the mail very quickly and noticed a very official letter from Wells Fargo, I set it aside and decided to go through it after I got back. When I got back I went through the mail and that letter was the first piece of mail that I opened. The contents of that letter made my heart sink…
…Wells Fargo has begun foreclosure procedures on us.
Soooo, this changes things!!!
For one it means that we have apparently been turned down for whatever hardship programs that Wells Fargo has that we had applied to. The last we heard was that our case was under review, and that meant that any foreclosure proceedings would be delayed until we got an answer one way or another. Since the letter was dated July 6, I guess we’ve gotten our answer.
If anyone out there from Wells Fargo is reading this right now, let me just say that this all could have been avoided – all you had to do was hire me and I would have been able to make my mortgage payments. For that matter, the same could be said for DirecTV, Wal-Mart, McDonalds, RGIS, U.S. Census, J.R. Simplot Company, and any other company that I have applied to for employment the past 6 1/2 years!
It’s not that I don’t want to pay my bills or that I’m some sort of deadbeat – I do want to pay my bills. Especially my mortgage! The tragic truth of the matter is that I still have not been able to secure employment yet. Wifey and I have to borrow money just to get the drugs she needs for her Asthma, Trigeminal Neuralgia, and for her Pituitary Tumor – all without the benefit of Medical Insurance. We have to depend on food banks for food these days, and we keep as many lights off as possible whenever possible. We only water our front lawn and have let the backyard turn into a green and brown wilderness. We have sold off most of the things of value that we could have to avoid this very situation.
Unfortunately it has not been enough.
This was not the news I wanted to have two days before what has now become the biggest interview of my life. I have an interview (the first since October 20, 2007) with Goodwill Industries Wednesday morning at 11:00 am local. I am interviewing for a Retail Supervisory position, which I am guessing is some sort of Management position. Lord knows that I have the skills and experience for that kind of job – and now everything is riding on my knocking their socks off and getting hired.
This certainly is a change from the way Wifey and I used to think about going back and working in retail just a couple of years ago. Both Wifey and I used to work in that realm several years ago, and both of us managed to get out and get ourselves office jobs. We both had some not-so-fun experiences working in retail and we both swore to each other that we would never go back.
Well there are two reasons why this might be time to change our thinking: 1) the experiences we had before were in Southern California where a lot of the people could be very nasty, people here in Idaho have generally been much nicer to us, and 2) I have been turned away for so many office positions that I think it is time for me to swallow my pride and go back to that world again.
I have to be honest, there is some part of me that will consider myself a failure for going back to retail. Working in that “your life is no longer your own” world is not a pleasant thought since it would mean that I would have to live my life around my work schedule which could change from day to day. The first time there were times when I would be opening the store on Monday, have Tuesday off, open again on Wednesday, go to a different store on Thursday and work a short closing shift, have Friday off and work all day both Saturday and Sunday at a different location. To say that it was not conducive towards building a life with Wifey is an understatement. Our schedules never matched and we rarely got to see each other. Going back to that world in some ways means admitting defeat and that this is the only thing I am suited for.
However – not getting this job, in a lot of ways, really does make me a failure because it may be the last chance we have to keep our house. I have been sending out resumes like a madman, yet I hear nothing from the places I apply to. Since I have not only retail experience but also management experience I figure that I’m the best qualified to work there and that I would be a valuable contributor.
Now, here is where the “Law of Attraction” is really going to have to come through for us because I really need this job. Wifey and I are going to be using all of our strength to attract this job for both of us. I have to get myself into a positive mindset for Wednesday morning so that they will want to hire me halfway through the interview. I am also going to take a 90-day Action Plan with me to the interview, describing what I hope to accomplish in the first 90-days of my employment with them. Hopefully that will sufficiently wow them enough so that they have no choice but to offer me the job.
Once I get the job the interesting part begins, because then we’ll have to call Wells Fargo and let them know that I got a job, and then ask them how we can save our home. We have no intention of leaving here, and somehow we don’t see ourselves having to leave. Wifey said that she sees us decorating this house for Christmas – and so do I. We are both staying in this house with our five cats and we will remain here for the rest of our lives with them. Besides, Wells Fargo doesn’t really want the house (or so they keep telling us) because there is no way they would be able to sell it in this economy.
So for all of you reading this right now, I ask for your best wishes and your prayers that I not only do well on Wednesday, but that I am employed by Thursday. The next post will be the 100th post on this blog, and I want it to be an announcement that the 6 1/2 year siege is over.
Wednesday is a big day – I’m either going to get a job or I’m going to hit the Lottery.
So let it be written, so let it be done!!!
































Thanks for that Karol. The interview went well I thought, but I’ve been on interviews before where I thought it went well and they were sure to hire me – so I’m reserving judgement for the time being.
That said, wifey spoke to Wells Fargo and found out that there are things we can do to keep putting off the process. We can forstall the foreclosure for months if we do certain things in the process so we can buy ourselves even more time for me to get a job. So it’s not the death knell in the end that it first appeared.